Comptroller Gould Issues Statement on FDIC Board Votes on Resolution Planning, Assessments and Supervisory Disclosure

Comptroller of the Currency Jonathan V. Gould issued a statement on his Federal Deposit Insurance Corporation board votes concerning resolution planning, assessments, and the disclosure of confidential supervisory information, per the OCC's June 25 news release, numbered 2026-49.

On resolution planning, Gould voted in favor of revising resolution submissions for larger institutions, per the release, saying the proposal narrows the scope of covered banks and reduces certain requirements; he also urged stakeholders to comment on whether digital asset-related requirements are necessary, indicating the proposal did not fully address his views.

On assessments, Gould supported revising the deposit insurance assessments framework, per the release, calling an optional downward resolution-readiness adjustment creative and worthy of review through public comment.

On supervisory information, he voted to allow banks to disclose confidential supervisory information without agency approval for business purposes, while advocating that the final rule go further in expanding access in the interest of accountability and transparency, per the OCC.

Background

The Comptroller of the Currency heads the OCC, the Treasury bureau that charters and supervises national banks, and sits ex officio on the FDIC's board — an arrangement that gives the OCC a standing voice in deposit-insurance and resolution policy set at the FDIC. Statements accompanying board votes are a customary channel through which board members register views and reservations that the vote itself does not capture.

The three files touch long-standing strands of US bank regulation. Resolution plans — blueprints for winding down a failed bank — expanded after the 2008 financial crisis and drew renewed attention for large regional banks after the failures of 2023. Deposit insurance assessments are the risk-based premiums banks pay into the Deposit Insurance Fund that backs insured deposits. And confidential supervisory information — examination ratings and related material — has historically been tightly restricted from disclosure even by the banks it concerns, a regime the industry has long argued is overly rigid.

What comes next

The items Gould addressed are FDIC board actions at the proposal or rule stage; per the release's framing, at least the resolution planning and assessments items remain open to public comment. Watch the comment dockets and the terms of any final rules — including whether the supervisory-information rule expands access further, as Gould advocated.